Category: Money

How to Save Smarter and Spend Wiser by Refinancing

Matthew Wai Are you a homeowner looking into purchasing another home or an investor wanting to capitalise on the gains of your properties? Regardless of your position, if you are one of the individuals mentioned above, you may want to look into ‘refinancing’ your home loan. First of all, what is refinancing? Refinancing is a process where a new loan is implemented to replace the old loan with a better rate, ultimately saving more money with each repayment. This can either be done by negotiating with the lender for a new contract or contacting a mortgage broker in discovering...

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What’s Hot on the Property Market

Isabella Ross As Principal of Belle Property Lindfield, Geoff Dean has a comprehensive understanding of the local property market. Sydney Observer sat down with Geoff to discuss what the housing market is looking like this month and how sellers can increase the value of their home. How did you start in real estate? I was working nights at Macquarie Bank as a broker. I was trying to buy a place on the Upper North Shore, and I had a good budget but felt I wasn’t being serviced as well as I could have been by the local agents at...

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Small Business Month

Isabella Ross October, otherwise known as Small Business Month, is the time for small to medium sized enterprises (SMEs) to seek expert advice to grow their business. NSW Small Business Month is run by the NSW Government, being the only dedicated festival for small business in the state. From the 1st to the 31st there will be a range of free and low-cost activities that Aussies can get involved in, some of which we have included below. There is no denying that 2020 has been a fraught time for SMEs who have been dealt with countless blows such as...

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Rebate Offer for North Shore Businesses

The Better Business Partnership is offering a range of energy and water rebates to businesses in northern Sydney to help them cut running costs and become more sustainable. The Better Business Partnership is a free council-funded business sustainability program on Sydney’s North Shore, supporting businesses in Ku-ring-gai, North Sydney and Willoughby. Better Business Partnership members can get free independent advice and support to help their business be more successful and sustainable. The program is offering business owners three new rebates to help them cut energy costs and reduce water use. A rebate of up to $2000 is on offer for...

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The close of the financial year

Tayla Foster The end of the financial year has commonly been a saving grace for people struggling to save, to pay off a mortgage or tackle crippling debt. It’s that time of the year that accountants are at their busiest, pop up accountants are set up throughout shopping malls and young people are planning their next trip to Bali based on their tax return. People are scrambling to see what they can claim back, receipts are being pulled out of storage from 6 months prior. It’s a time Australian’s look forward too and a time where they might even...

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